Tag: Payday Loans

Cash Advance Loans Payday Loans

24-7 Cash Advance Loans offers Payday Loans which provides you with quick online services providing you with the money you need today so that you can get on with your life without worrying and stressing about your financial circumstances. You can now apply online for a payday loan in less than three minutes, and have the cash you need directly wire transferred into your checking or savings account.

Payday Loans Take Less Than Three Minutes to Obtain Online

When you need a payday loan you have no time to wait for long periods, and we certainly realize that. For that reason, our online application is intended to provide you with the quick payday loan approvals so that your money is in your hands before you know it. You can get a payday loan online for any purpose without worrying about credit and all the headaches that you may have already encountered with other loan companies.

The process of applying takes less than three minutes and your payday loan application is processed within seconds eliminating any long waiting periods.

Payday Loan Simplicity – Hassle-Free With Our Quick Payday Loans

We provide you with simple payday loan services that are hassle-free! In fact, many of our customers have been turned down for payday loans through other companies and have commented on how simple our procedure is. When you need a quick loan you shouldn’t have to worry about going through a long process that might takes hours or even days to complete. With our instant online processing our services provides you with quick payday loans without hassles and you are not required to fax any documents.

Why not try our fast payday loan services today?

Your are under absolutely no obligation, and you can apply online anytime when you need a payday loan quickly. For your protection, we assure you that all applications for payday loans are processed instantly over a 128-bit secure server. All payday loan applications are accepted. Secure loan approvals are available nationwide (where permitted by law) and we do provide convenient no fax payday loan services for applicants who do not have easy access to a fax machine. Just find out for yourself how easy getting a no fax payday loan can really be.

It is really that simple.

Apply Now by going to 24-7 Cash Advance Loans

No teletrack payday loan companies offer cash advances for people who have monetary emergencies and they want to get rid of fiscal crises but the problems arises is that they dont have sufficient funds. At that situation they feel themselves helpless but now, they have no need to be panic any more. They can take help of no teletrack Payday Loans and can accomplish your all financial crises such as electricity bills, water supply bills, medical treatment, home renovation, car repairing, arrange the marriage party, purchase the some item to decorate the home in occasion of any party or festival.

You can get the loan amount range of $ 100 $ 1500 and the repayment duration of payday loan is 15 to 30 days. If you dont have fax machine and you are in need of small cash immediately, dont to be panic go and apply for no teletrack Payday Loans. These loans are hassle free from faxing of any documents. To apply for no teletarck payday loan, one thing makes sure that the rate of interest of payday loan is bit higher in comparison of the other loan. There is good news for you that are now to avail the loan; you have no need to go here and there. You just to need to fill up an online application form with some personal details and can get cash quickly.

Before availing the loan one thing, one thing keeps in your mind that to get the loan you must have some eligibility criteria which are given below.

You must be adult at least 18 years older.
You must hold USA citizenship and must submit a proof of the same.
You must have a current active checking account that must be valid because the amount of money for which you want to apply for No Teletrack Payday Loans is directly transferred in to your bank account after the processing.
You must also have a regular income that must be at least of $1000 per month.
You must have been staying in the same residence for the past six months.
You must submit a post-dated check for the borrowed amount plus the interest rate at the time of applying for loan.

If you fulfill eligibility criteria, the next day you see that the cash is in your bank account within twenty four hours on the same day.

Do you find yourself in need of extra cash and you dont have enough cash to solve your financial crises, dont worries now there is a best option in front of you that is Payday Loans with no phone call you can get the cash without difficulty. You just need to click on the mouse, the next day you will see that the cash is in your bank account within 24 hour on the same day. These loans are hassle free. with the help of payday loan you can solve your all problems related to finance such as medical treatment, water supply bills, electric bill, arrange the marriage party, purchase the costly books, to pay education fee f your child, and so on.

These loans are short term unsecured loan so to obtain the loan you have no need to pledge any assets as collateral. If you dont have fax machine and you need the cash urgently, dont worry now, go and get the loan over internet without of faxing any documents. You can avail payday loan without any difficulties. To obtain the loan you must fulfill some eligibility criteria which are given below.

You must be adult at least 18 years older or more.
You must hold citizenship of USA and must submit a proof of the same.
You must have an active checking account that must be valid because the amount of money for which you want to apply for Payday Loans with No Phone Call is directly transferred in to your bank account after the processing.
You must also have a source of income that must be at least of $1000 per month.
You must have been staying in the same residence for the past six months or more and must submit a proof.
You must submit a post-dated check for the borrowed amount plus the interest rate at the time of applying for payday loan.

If you have all eligibility criteria, you can avail the cash in a very easy way. A payday loan is a dependable loan that helps you in every possible way.

What are payday loans?

Payday loans are short-term loans
that are extended between two pay days. A payday loan is normally
provided for 14 days. The borrower, on acceptance of the loan
conditions, provides a check favoring the lender as security against the
loan. On the due date, the lender deposits this check to recover the
loan dues. The due date is generally the next pay day of the borrower.
No credit checks are conducted for granting payday loans. Therefore, the
FICO score of the borrower is irrelevant. It doesn’t matter whether the
borrower has a bad credit history, or has no credit history, or has
declared bankruptcy.

Qualifications for payday loans

To qualify for a payday loan, the borrower needs to fulfill all of the following conditions. There are no exceptions.

o You must be a US citizen.

o You must at least 18 years of age.

o You must be at a full time job currently and must be at this job for at least three months.

o You must either have an active checking account or a savings account.

o Your after tax salary should be at least $ 1,000 or you must have a fixed income of $800.

Cost of payday loans

Payday
loans carry a very high cost. Generally the lender fees for a $ 100
payday loan is anywhere between $15 and $25. It should be remembered
that this fee is for 14 days as the loan itself is extended for these
many days only. If one considers the cost on an annual percentage rate
(APR) basis, the average is 391%, which by any standard is exorbitant.
By law, it is mandatory for the lender to specify the APR to the
borrower. Many lenders do compare the cost of payday loan against other
forms of financing; but the common denominator of such a comparison is
that all of them are very expensive.

When to avail of payday loans?

Payday
loans should be availed only during emergencies. Considering the fact
that the cost of carrying a payday loan is very high, it should be a
resource of last resort. If one implements good budgeting techniques and
has a good financial plan, the need for borrowing by way of payday
loans can be minimized. Moreover, one must ensure that a payday loan is
paid on time. Payday loans should not be rolled over or extended as
within no time the borrower will find himself or herself in a debt trap
where money may have to be borrowed just to repay the interest.

Profile of a payday loan borrower

o A
typical payday loan customer is between 25 and 40 years of age with an
annual income anywhere between $ 25,000 and $ 50,000.

o According to the US Census report of Year 2000, the results of the payday loan borrowers survey are:

22% of those surveyed hold a bachelor's degree.

51% of those surveyed have a retirement savings plan.

In excess of two-thirds of those surveyed have a savings account.

More than two-thirds of those surveyed have an annual income of at least $ 25,555.

Why are Payday loans popular?

They are popular for a number of reasons such as:

o Credit checks are not required. The personal check that you make payable to the lender acts as security.

o Approval is quick. If all the necessary documents are submitted, your loan application maybe approved in minutes.

o
The paperwork involved is simple. Generally one or two
documents would suffice which explains the loan process and your
obligations.

o The repayment process is without hassles.
The check submitted as security is encashed on the next payday by the
lender. You could extend the loan to subsequent paydays for a fee.
However this is very expensive.

o Easy availability.
Payday loans are particularly appropriate for emergency situations
provided the amount required is small and one is willing to bear the
high cost of the loan.

In summary, payday loans might be a viable
option if you need cash and need it fast. You still should be careful
who you are working with to obtain your loan. If you don't need money
right away, there is probably a better solution for you.